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The right investment strategies can impact your life in many ways. Whether saving money for retirement, planning for college expenses or unexpected life events, it’s important you are guided in the right direction. While risk is inherent with all investing, with our 45 -plus years of investment experience, you can have confidence that you have a financial strategy designed around your goals, needs, and tolerance for risk.

Stocks and Bonds
With the stocks and bonds markets being unpredictable, it is important to have a defined investment strategy. Before starting, we will consider your financial experience, investment goals, risk tolerance and overall financial resources.
Mutual Funds
An investment vehicle with a professional manager that buys and sells securities. We choose mutual funds with a long history that fit within your desired results.
A Real Estate Investment Trust (REIT) is a company that owns, operates, or finances income-generating real estate. REITs can own many types of real estate related investments including office buildings, apartments, hotels, resorts, warehouses, and mortgages or loans. REITs pool the capital of numerous investors and make it possible for individual investors to invest in real estate without having to buy, manage, or finance any properties themselves.
Managed Investment
In a managed investment fund, we choose from a carefully selected group of mutual funds, I shares or R-6 shares, that have very low expenses and a higher than average historical return. Historical returns do not imply future expectations, which may be higher or lower.
Annuities |
Retirement Planning
Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to help achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program and managing assets.
Company Retirement Plans
Employer-sponsored retirement plans, such as a defined benefit plan or a defined contribution plan (401(k), 403 (b) etc.), can be a great source of income for when you retire. If your employer offers matching funds, these contributions will add to your retirement assets. These plans have tax deferred growth and tax deferred contributions.
College Plans
A 529 college savings plan will grow tax deferred and can be tax free if the benefits are used for qualified expenses.

The Mangam Agency

With over 50 years of combined experience in the fields of health insurance, life insurance, and investments, our team of dedicated representatives will help ensure you are on the right path.

Legal disclosures

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA / SIPC.

The Mangam Agency and LPL Financial are separate entities.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.  The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Contact Us

The Mangam Agency
800 Kinderkamack Rd.
Suite 200 S
Oradell, NJ 07649

Phone: (201) 368-8338